Open Enrollment: What to Know About Getting Marketplace Health Insurance for 2026

Summary: If you need health insurance for 2026, get ready for some big changes. The deadline to sign up on the federal marketplace is January 15. This year, prices are going up a lot—about 26% on average. Also, special tax credits that helped lower monthly bills during the pandemic have ended. Because of this, many people will see their out-of-pocket costs double. Early retirees between 50 and 64 years old will be hit the hardest by these price hikes. Be prepared to wait on hold if you need to call customer service!

For more details, see rssapp-aarp-org at aarp.org/health/healthcare/aca-open-enrollment-2026/ (opens in new tab)