The Health Effects of Long-Term Care Insurance.

Summary: As people get older, they need more help taking care of themselves. China started a new program called Long-Term Care Insurance (LTCI) to help pay for this care. Researchers looked at data from thousands of older adults to see if this insurance helped them stay healthy. The results were great! People with this insurance went to the doctor less often and saved a lot of money on medical bills. They also felt happier, rated their health better, and even smoked less. The insurance was especially helpful for older women, people with less money, and those who already had multiple health problems. It shows that helping older folks get care keeps them healthier and happier.